Commercial Auto Insurance

Commercial Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Commercial Auto Insurance Information

Many companies have responsibilities outside their physical locations. From sending an employee to run an errand to making a delivery or consulting with a customer, businesses depend on vehicles for doing these everyday jobs. Commercial auto insurance protects your business’s drivers and your business-owned vehicles.

How Much Commercial Auto Insurance Do I Need?

Nearly every state requires business-owned vehicles to have commercial auto insurance coverage. The business could be liable for medical bills and other costs if one of your employees has an accident and you don’t have commercial auto insurance.

We can review your commercial auto insurance needs to ensure you have the protection you need for your business vehicles.

What Protection Does Commercial Auto Coverage Provide?

Many companies choose commercial auto insurance for the following benefits:

Collision insurance helps pay for damages to the vehicle sustained in an accident with another vehicle or a stationary object.
Comprehensive insurance helps cover damages after an accident or incident unrelated to a collision, such as vandalism, weather damage or a fire.
Hired/non-owned auto liability insurance covers personal, rented or leased vehicles you use for business.

Liability insurance helps pay for the damage your company vehicle causes to others.

Bodily injury liability coverage can pay for third-party medical bills and sometimes death benefits.
Property damage liability coverage can pay for damage to the other party’s property.

Medical payments coverage helps pay the medical bills if you or a passenger suffered injuries in an accident. Sometimes, it may also cover other losses, such as lost income.
Uninsured/underinsured motorist insurance helps cover damage caused by someone who doesn’t have suitable liability coverage.

What Does Commercial Auto Insurance Cost?

Various factors determine the price of your commercial auto policy, such as the coverage you buy, your business’s location, the value of the vehicles you want to insure, the drivers of those vehicles and any additional policies and endorsements you choose to add.

Additional policies and endorsements can supplement your business’s commercial auto insurance. These may include rental car reimbursement, replacement cost vehicle coverage and roadside assistance. We can help you determine if these supplemental coverages may be a good fit for your business.

How We Can Help

The Fouts Insurance Agency can help you customize commercial auto insurance coverage to meet your business’s needs. Call us at 785-738-3558 today to get started on your policy.